Medical cost have always been one of the major concerns in everyone's life. The impact of medical costs can devastate your lifesytle and deplete your savings. Worry no more!! Introducing Ideal Care - an indemnity policy -covers hospitalisation and medical costs in the event of injury or illness. With Ideal Care, you can recuperate in peace without worries on the medical bill.
*This product is exclusively for UOB cardholders.
No Claim Discount
Surgical & Medical Benefits
From As Low As 87 cents Per Day
You can enjoy financial security and total peace of mind by investing less than RM1.00 a day. Your lunch will cost more than that!
24Hours Cashless Admission
Just present your Medical Card for immediate admission. No cash deposit is required.
Attractive Discount Features
No Claim Discount (NCD):
If you do not make a claim during the period of insurance, the premium charged upon renewal will be discounted.ve Health Insurance - Ideal Care
|2 consecutive years preceding renewal||10% discount on standard premium|
|3 consecutive years preceding renewal||15% discount on standard premium|
|4 consecutive years preceding renewal||20% discount on standard premium|
Family Discount (FD)
This is a special discount to be given if your dependants are insured under the same policy:
|Insured + Spouse||5% discount on standard premium|
|Insured + Children||5% discount on standard premium|
|Insured + Spouse + Children||10% discount on standard premium|
|a) Surgical Benefits||
|b) Non - Surgical Benefits||
|c) Hospital Confinement Benefits||
|d) Pre & Post Hospital Treatment||
|e) Outpatient Services/Benefits||
|f) Accidental Death Benefit – Up to RM15,000||
|g) Local Ambulance Services||
|h) Overall Annual Limit Up To RM120,000 Cover Per Person||
|i) Overall Lifetime Limit Up To RM360,000 Cover Per Person||
|j) Twenty-Four (24) Hours Worldwide Coverage||
|k) Daily Cash Allowance||
THE FOLLOWING ARE THE BASIC AND IMPORTANT FEATURES THAT YOU SHOULD KNOW BEFORE PURCHASING THIS PRODUCT.
We Provide A Comprehensive Medical Coverage Scheme
Where the eligible Medical Expenses will be payable on “AS CHARGED OR FULL REIMBURSEMENT” basis.
We offer four (4) types of Plans for you to choose from.
This is an annual contract and a yearly renewable policy which until terminated shall be renewed each year on the Anniversary of the due date.
1.1 Initial Premium
Your first annual premium you pay is based according to the type of benefits and the plan you purchase and your occupation together with your age (next birthday).
1.2 Renewal Premium
1.2.1 Your annual renewal premium in future will increase by your attained age according to the Age Bands, your claims experience, health status or changes in your policy terms, occ