Motorist’s Companion

When driving a vehicle, we are responsible for not only our wellbeing, but that of our passengers. This policy is designed to give you the assurance that whether driving to work, school or running errands, both you and your passengers are protected when boarding, travelling in and alighting from your vehicle.

Lowest Premiums

Protection from as low as 15 cents a day (inclusive of SST), as well as a 5% discount on premiums for every additional car.

Medical Payments

Reimbursements up to RM500 per person for medical or surgical treatment, including hospitalization and services of trained nurses.

Comprehensive Protection

Covers passenger’s injuries, regardless of whether it’s caused due to the negligence of the driver.

Riot and Civil Commotion

This policy covers the driver and passengers of a non-commercial vehicle, from injuries sustained due to riot and civil commotion.

Table of Benefits

Table of Benefits
Death	RM10,000
Loss of both hands or both feet	RM10,000
Loss of sight of both eyes	RM10,000
Loss of sight of one eye and one hand or one foot	RM10,000
Loss of one hand or one foot	RM5,000
Loss of sight of one eye	RM5,000

The above benefits can be doubled to RM20,000 for private cars with seating capacities up to 5 persons with payment of additional premium as mentioned below.
Passengers aged 15 and below are entitled to 50% of all the benefits provided.

Annual Premium

Premium Table
Seating Capacity (including Driver)	Annual Premium*
RM10,000	RM20,000
4	RM53.00	RM106.00
5	RM63.60	RM127.20
6	RM74.20	-
Each additional seat	RM8.48	-

Motorist's Companion 2

Assuring that you are always protected, this personal accident insurance plan covers both the driver and passenger

whilst boarding, travelling in or alighting from the insured vehicle.

Easy Application

Any persons aged 18-70 years who resides in Malaysia and possesses a valid driving license may apply.

Fully-loaded Benefits

This policy is payable in addition to other personal accident policies that you may have with us.

Comprehensive Protection

Covers passenger’s injuries, regardless of whether it was caused due to the negligence of the driver.

Fixed Premium

You can now enjoy hassle-free, uninterrupted protection for all vehicle types through a fixed annual premium.

More Information

Features

Easy to apply.
Benefit is payable in addition to other PA policies.
Benefit is payable irrespective of who is at fault.
Fixed annual premium for all vehicle types.
Passengers aged 15 and below are entitled to 50% of all the benefits provided.

Eligibility

Table of Benefits

Annual Premium

Exclusions

Important Notice to Prospective Policy Owners

Item	Benefits	Sum Insured (RM)
1.	Accidental Death	20,000
2.	Permanent Dismemberment
	i) Loss of both hands or both feet	20,000
	ii) Loss of sight of both eyes	20,000
	iii) Loss of one hand and one foot	20,000
	iv) Loss of sight of one eye and one hand or one foot	20,000
	v) Loss of one hand or one foot	10,000
	vi) Loss of sight of one eye	10,000
3.	Medical Expenses Reimbursement	500 per person per accident

Seating Capacity (Include Driver)	Annual Premium (RM)*
5	127.20
Each additional Seat	21.20