Private Car

EZY Plus - Comprehensive

Private Car

Private Car Ezy Plus

Guaranteed protection for when you and your loved ones are on the road. With the EZY Plus Comprehensive policy, you are covered against bodily injury, permanent disability or death. The policy will also cover your medical expenses.

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For more information or renewal, contact Liberty Authorised Agents or Branches.
Frequently Asked Questions (English)
  1. How much discount I would get?
    Policy transacted during this premium relief period will enjoy up to 10% discount on the basic premium from the normal rates. The discount is still subject to BNM regulation on the calculation of maximum and minimum premium that a company can charge. The premium will reflect the discount and will not appear as a separate item on the policy printing.
  2. What should I do to enjoy the premium discount?
    Kindly contact Liberty Authorised Agents or Liberty branches to get a quotation.
  3. How long will this discount be available?
    The premium relief period will run for a limited time starting from 1st July until 31st August 2021.
  4. I have just received my Renewal Notice, are these the premium I have to pay?
    No, there is no discount applied to the premium in the renewal notice. If you wish to see whether the relief discount is applicable, you would need to get your agent to run through the renewal listing to re-generate the discounted premium, before the premium relief period expires.
  5. I just renewed my policy before this premium relief period but the effective dates are within the premium relief period. Can I get the discount?
    Unfortunately, the policies which have been issued are not entitled for the discount.
  6. Why is the premium this year still higher than last year despite the discount?
    The premium charged is reflecting the risk that the company perceived this year. There are many factors which may contribute to the premium change. For example, driving behaviour, claims history and increasing medical and repair costs may all influence the premiums covering future period.
  7. Can I purchase or renew policy which the effective date is after the premium relief period?
    Yes, all policies are up to 90-days prior to expiry. Policy purchased within this period will be entitled for up to 10% discount.
  8. What happens to the quotation received from my agent after the premium relief period has ended?
    The quotation saved will still be in the system but the rate will need to be refreshed after the premium relief period ends on 31st August 2021. If the quotation status is saved as final, then the discounted premium will maintain through the validity period.
  9. I have received a quotation with discounted premium. When is the latest date for me to confirm purchase?
    Kindly be informed the discount is only applicable for a limited period. The quotation with discounted premium will only be valid until 31st August 2021. If you would like to enjoy the premium discount, you need to confirm the purchase latest on 31st August 2021.