Business insurance for what you’ve built
Protect your business against unexpected setbacks. Explore cover for your assets, employees and liability risks to find options that suit your business.
What does your business need to protect?
Browse the categories below to explore business insurance packages or cover for specific risks, from property damage to liability claims.
All Risks & Comprehensive
Our all risk and comprehensive business insurance plans cover a wide range of risks, ensuring your livelihood is protected even if an unexpected event occurs.
Plans available
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Bizcare
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Designed for businesses, Bizcare offers a customisable insurance solution with extensive risk coverage which includes Fire, Accidental Risk (Limited All Risks), Burglary, Terrorism and more.
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Asset
Protect your business's physical assets and property with our insurance plans that safeguard against various risks. With our solutions in place, focus on building and growing your business worry-free.
Product Categories
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Fire
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Fire
Cover your building and insured contents against fire, lightning, and natural perils with options to extend protection for floods, explosions and more.
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Liberty Premier Fire & Con Loss
Protect your property and assets against fire, lightning and explosions with optional coverage for floods, earthquakes and other named risk, tailored to your business.
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Fire 365 & Fire Consequential Loss
Secure your property with comprehensive fire and peril coverage.
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SME BI 365
Keep your business shielded from unexpected disruptions and stay afloat when operations are interrupted.
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Fire Premier 365
Fire Premier 365 is an enhanced fire protection solution that goes beyond protecting your property and is suitable for businesses, homes, mixed-use properties and more.
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Miscellaneous
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Money
Ensure your business is protected from theft with coverage for salaries, wages and cash in transit, as well as money stored in safes and strong-rooms or held by authorised employees.
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All Risks Office
Your office equipment and machines are crucial to your business so protecting them during use, cleaning, repairs and renovations is essential.
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Burglary
Protect your business from theft-related losses involving forcible entry or exit, including property damages caused by the incident.
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Plate Glass
Secure your business with coverage for fixed glass breakage, so you're prepared for unexpected damages.
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Fidelity Guarantee
Recover losses caused by employee fraud or dishonesty with a policy designed to protect your business's financial stability.
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Commercial Vehicle
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Comprehensive
Tailored protection for vehicles used for business operations which include coverage for accidents, fire, theft and third-party claims.
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Third Party, Fire and Theft
Cover your business vehicles against damages caused by fire, theft or third party claims.
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Commercial Vehicle 365 Plan
Get extra protection for your commercial vehicles and drivers, ensuring your business remains running.
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Motorist's Companion Commercial
This is discontinued.
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Motorist's Companion Taxi
This is discontinued.
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Marine
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Marine Cargo
Transport your cargo with confidence with our policy, covering risks such as fire, theft, pilferage, collisions, natural perils and more during transit by road, rail, waterway or combined transportation.
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Employees Insurance
Show your employees you care with insurance plans that cover everything from hospitalisation to personal accidents and foreign worker needs.
Product categories
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Foreign Worker Protection
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SKHPPA/FWHS
Provide essential coverage for foreign workers by ensuring financial support for hospitalisation and surgery at non-corporatised Malaysian Government Hospitals due to illnesses or accidents.
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Foreign Worker Insurance Guarantee
Crafted for businesses employing foreign workers, it serves as a guarantee to the Immigration Department and covers repatriation expenses for deportation due to legal breaches or company dissolution.
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Workmen's Compensation
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Workmen's Compensation
Ensures your business is covered for any liabilities or compensation owed to employees for injuries or illnesses sustained while on the job.
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Liability Insurance
Liability risks can arise unexpectedly, be prepared with our business insurance plans that address various liabilities so you can focus on growth.
Plans available
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Public Liability
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Covers your business against third-party claims for bodily injuries or property damage and associated legal costs for incidents caused by your defects on your premises.
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Employer's Liability
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This policy safeguards employers against claims for damages, medical costs and compensation for employee injuries or diseases during employment.
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Product Liability
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Our Product Liability policy protects businesses from legal claims and legal defense costs due to the possibility of the products causing injury or property damage.
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Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.
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Explore more insurance products
Browse our other insurance options to find the best coverage for your needs.
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