Commercial - Third Party, Fire & Theft | Liberty Insurance Malaysia

Overview
Benefits
Important Documents
Support

Product Overview

With the Third Party Fire & Theft policy, not only is your vehicle protected against fire, explosion, lightning, burglary or theft, but it will also cover any damages caused by your vehicle to a third-party and their property. This includes bodily injury or death of third party.

What’s included

Discover the protection and benefits included in your plan.

Lowest Premiums

More affordable in comparison to a comprehensive motor insurance policy.
Flexible Payment Options

Choose to pay your Motor TPFT Insurance premium annually by cash, cheque or credit card.
Liability Cover

Protect those around you by investing in a policy that covers any type of bodily injury and death of third parties involved.
Property Damage

We will pay for any loss or damage caused by your vehicle to another party’s property, including legal costs.
Get a quote View all benefits

Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.

Lowest Premiums

More affordable in comparison to a comprehensive motor insurance policy.

Flexible Payment Options

Choose to pay your Motor TPFT Insurance premium annually by cash, cheque or credit card.

Liability Cover

Protect those around you by investing in a policy that covers any type of bodily injury and death of third parties involved.

Property Damage

We will pay for any loss or damage caused by your vehicle to another party’s property, including legal costs.

Get a quote View all benefits

Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.

Important Notice to Prospective Policy Owners

Exclusions, Limitations, Terms and Conditions

Please note that the exclusions, limitations, terms and conditions stated above are not exhaustive. Please refer to the actual Policy for details.
Sum Insured

Please ensure that the sum insured of the policyholder's vehicle is adequate according to the market value to avoid policyholder from being compensated lower than market value in case of a claim.

For more information please contact our customer service representative at at 1 300 888 990.
Vehicle Excess

Additional payment may be required to be borne by the policyholder in event of a Own Damage (OD) claim.
Legal Liability to Passenger (LLP)

As the owner of a vehicle, you must ensure to obtain Legal Liability to passenger (LLP) should you decide to bring your vehicle into the Republic of Singapore. This is applicable to all types of vehicle.

Liberty Ezy Plus Bundle – Commercial Vehicle Third Party, Fire & Theft

Benefits and coverage, even when off the road.

A policy with Liberty Insurance is more than just protection. It's personalised coverage that keep you and your business moving forward – giving you greater peace of mind knowing your most important assets; your vehicles and employees, are protected.

More Information

Liberty Ezy Plus Bundle – Commercial Vehicle Third Party, Fire & Theft

	Benefits	Sum Insured (RM)
1.	Accidental Death – (maximum up to 2 person)	RM50,000 per person
2.	Permanent Disablement – (maximum up to 2 person)
	i) Loss of use for both hands or both feet	RM50,000 per person
	ii) Loss of use for sight of both eyes	RM50,000 per person
	iii) Loss of use for one hand and one foot	RM50,000 per person
	iv) Loss of use for sight of one eye and one hand or one foot	RM50,000 per person
	v) Loss of use for one hand or one foot	RM25,000 per person
	vi) Loss of use for sight of one eye	RM25,000 per person
3.	Medical Expenses Reimbursement up to – (maximum up to 2 person)	RM500 per person / per accident
4.	Daily Hospital Income – (maximum up to 2 person)	RM50 per day, up to max 30 days, per person / per accident
5.	Allowance due to loss of Driver / Attendant to Accidental death - (maximum up to 2 person - payable to the company)	RM1,000 per person
6.	Ambulance Fee Benefits up to – (maximum up to 2 person)	RM300 per person / per accident
7.	Tools of Trade, trade stock or materials damaged in accident or stolen in vehicle up to	RM1,000 annual / one occurrence
8.	Inconvenience Allowance due to Vehicle Theft/Fire (Total Loss)	RM1,000 annual / one occurrence
9.	Cover for Misfuelling, example - put RON95 instead of diesel up to	RM500 annual / one occurrence
10.	Voluntary Excess up to	RM600 annual / one occurrence

Note: We will pay up to a limit as stated in the benefit table. Upon settlement of any claim under this benefit, the benefit shall automatically be terminated and no reinstatement shall be granted during each policy period. Any claim under this benefit shall not affect your NCD entitlement and NO excess will apply.

*Expenses reflected in the bundle above is to be borne by the insured

Convenient Protection Packages for Easier, Better Coverage

Upgrade your commercial vehicle insurance and keep your business running with our packages, designed to protect your vehicles, drivers and operations. Select the right package from our flexible options and get more value at a great price.

All-In-One Protection

Each package combines several benefits, covering more than just your commercial vehicle.
Cost-Effective Bundling

Get more coverage for less by bundling multiple protections into one package.
Beyond Motor Coverage

Packages may include non-motor benefits, such as personal accident coverage, for added security.

Learn more

Important Documents

To fully understand your insurance plan, please read these important documents. They provide crucial information such as coverage details, exclusions and your rights as a policyholder so you can make an informed decision.

Must-Read Documents

Product Disclosure Sheet (PDS)

A quick overview of the key details, terms, and exclusions for this plan to help you make an informed choice.

English PDF Download Icon

Bahasa Melayu PDF

Policy Wording

The full terms and conditions of your policy, including what’s covered, exclusions, and your responsibilities.

English PDF Download Icon

Bahasa Melayu PDF

Need more help?

Explore more insurance products

Browse our other business insurance options to find the best coverage for your needs.

Compare Plans

Need assistance?

Have a question or need to make a claim? Our team is here to support you.

Commercial - Third Party, Fire & Theft

Product Overview