Designed to protect the driver and/or one authorized attendant appointed as the driver of a commercial vehicle, whilst boarding, travelling in or alighting from the vehicle. This policy covers accidental death, permanent disability and medical expenses caused by violent accidents.
- Easy to apply.
- Benefit is payable in addition to other PA policies.
- Benefit is payable irrespective of who is at fault.
- Fixed annual premium for all commercial vehicle types.
50,000 per person
|i) Loss of both hands or both feet|
|ii) Loss of sight of both eyes|
|iii) Loss of one hand and one foot|
|iv) Loss of sight of one eye and one hand or one foot|
|v) Loss of one hand or one foot|
|vi) Loss of sight of one eye|
|Medical Expenses Reimbursement||
500 per accident
** The premium amount is inclusive of 6% Service Tax(SST)
- If the driver does not hold a valid driving license to drive the vehicle or if not qualified for holding or obtaining such a license under the regulation of the Malaysia Road Transport Department.
- While the vehicle is used for illegal business as an unlicensed common carrier.
- If the vehicle is used for hire, road rally pace making, speed-testing or use for any purpose in connection with the motor trade.
- War or contamination by war, invasion, act of foreign enemy, hostilities or warlike operations, mutiny, civil war, rebellion, revolution insurrection, conspiracy, military uprising, martial law or state of siege.
- Bacterial infections, suicide or self-inflicted injury, pre-existing physical or mental defect or infirmity, HIV and AIDS related diseases.
- Childbirth, miscarriage, pregnancy or any other complications thereof.
- Criminal acts or terrorism.
- Influence of intoxicating liquor, alcohol or drugs.