Product No Longer Available
This product is no longer available. Please explore our other Personal Accident products designed to offer better value and greater protection.
Product Overview
Designed to protect the driver and/or one authorized attendant appointed as the driver of a commercial vehicle, whilst boarding, travelling in or alighting from the vehicle. This policy covers accidental death, permanent disability and medical expenses caused by violent accidents.
What’s included
Discover the protection and benefits included in your plan.
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Easy Application
Any persons aged 18-70 years who resides in Malaysia and possesses a valid driving license may apply.
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Fully-loaded Benefits
This policy is payable in addition to other personal insurance policies that you may have with us.
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Comprehensive Protection
Covers passenger’s injuries, regardless of whether it was caused due to the negligence of the driver.
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Fixed Premium
You can now enjoy hassle-free, uninterrupted protection for all commercial vehicle types through a fixed annual premium.
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Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.
Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.
More Information
Browse these common questions to get the answers you need.
Features
- Easy to apply.
- Benefit is payable in addition to other PA policies.
- Benefit is payable irrespective of who is at fault.
- Fixed annual premium for all commercial vehicle types.
Eligibility
Commercial vehicle owner and their authorised driver(s) and/or attendant - anyone who resides in Malaysia with a valid driving license to drive a commercial vehicle. Driver and/or attendant - anyone in between the age of 18 to 70.
Table of Benefits
| Item | Benefits | Sum Insured (RM)* |
|---|---|---|
| 1. | Accidental Death | 50,000 per person |
| 2. | Permanent Dismemberment | |
| i) Loss of both hands or both feet | 50,000 per person | |
| ii) Loss of sight of both eyes | 50,000 per person | |
| iii) Loss of one hand and one foot | 50,000 per person | |
| iv) Loss of sight of one eye and one hand or one foot | 50,000 per person | |
| v) Loss of one hand or one foot | 25,000 per person | |
| vi) Loss of sight of one eye | 25,000 per person | |
| 3. | Medical Expenses Reimbursement | 500 per accident |
Annual Premiums
Exclusions
Important Notice to Prospective Policy Owners
Important Documents
To fully understand your insurance plan, please read these important documents. They provide crucial information such as coverage details, exclusions and your rights as a policyholder so you can make an informed decision.
Must-Read Documents
Product Disclosure Sheet (PDS)
A quick overview of the key details, terms, and exclusions for this plan to help you make an informed choice.
English PDF
Policy Wording
The full terms and conditions of your policy, including what’s covered, exclusions, and your responsibilities.
Other Documents
Proposal Form
Use this form if you’d like an offline quote. (No need to fill this out for online purchases.)
Nomination Form
Use this form to name who should receive your policy benefits
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