We cover your property and physical assets against damage resulting from fire, lightning or domestic explosions and it may be extended to cover other additional named perils such as Aircraft Damage, Bursting Water Pipes, Storm Tempests, Earthquakes, Floods and all other perils as per RFT (Revised Fire Tariff).
Non tariff extend coverage providing more protection and benefit resulting from an insured peril.
Our product covers small, medium and large risks, giving you the comprehensive coverage customized to your business needs.
Occupancies that are applicable to this product.
- Dwelling properties including flats, apartments & condominiums
- Departmental stores, emporiums, supermarkets, mini markets & shopping complexes
- Office buildings & contents
- Universities, colleges and education institutions
- Hospitals, nursing homes, orphanages, welfare homes, veterinaries, surgeries including animal hospitals
- Hotels, boarding houses, rest houses and chalets
New Special Extensions
Trace & Access
Covers the necessary and reasonable cost of damages in premises with the policy extension fo cover:
- Bursting or Overflowing Water Tanks Apparatus
*up to 10% sum insured or maximum RM 50,000 for the period of insurance
Claims Preparation Clause
Covers up to 10% of the sum insured or maximum of RM20,000 for claims preparation expenses during the period of insurance.
Temporary Protection Costs Clause
Covers up to 10% of the sum insured or maximum RM20,000 cost of temporary protection reasonably and necessarily incurred for the safety of property during the period of insurance.
In an event of a claim, policy holder will be entitled for a one time inconvenience allowance of RM2,500 for any valid claim which loss payable is exceed RM5,000 during the period of insurance.