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Product Overview
With the Motorist’s Companion Rider, you, the rider are now covered at all times globally, with a secure insurance policy. In the event of death or permanent disablement caused by an accident, this policy covers funeral expenses and ensures that your family is taken care of.
What’s included
Discover the protection and benefits included in your plan.
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24-hour Worldwide Coverage
Travel anywhere in the world, at any time, with the guaranteed assurance that we’ve got you covered! Applied on policyholder for Accidental Death and Permanent Disablement only.
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Easy Application
Any rider aged 16-70 years who resides in Malaysia and possesses a valid driving license may apply.
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Lowest Premiums
Protection from as low as RM 2.21 a month or an annual sum of RM 26.50 for all-round protection.
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Comprehensive Protection
Get up to a maximum of RM 5,000 worth of coverage, irrespective of whether you are riding the insured motorcycle.
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Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.
Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.
More Information
Browse these common questions to get the answers you need.
Features
- Easy to apply.
- Premium is RM26.50 annually, equivalent to only RM2.21 per month.
- Receive RM5,000 worth of 24 hours worldwide coverage irrespective of whether the insured is riding the named motorcycle or not. However, eligibility for benefit starts 48 hours after the effective date of the policy.
- Benefits will be payable if permanent disablement or death occurs within 12 months from the date of bodily injury.
Eligibility
Any rider aged from 16 to 70 years old.
Schedule of Benefit
| Item | Benefits | Sum Insured (RM) |
|---|---|---|
| 1 | Accidental Death | 5,000 |
| 2 | Permanent Disablement: | |
| i) Total permanent disablement from engaging in or attending to employment/ occupation of any and every kind | 5,000 | |
| ii) Total paralysis or permanently bedridden | 5,000 | |
| iii) Loss of one (1) or both hands | 5,000 | |
| iv) Loss of one (1) or both feet | 5,000 | |
| v) Loss of one (1) or both eyes | 5,000 | |
| 3 | Funeral Expenses | 2,000 |
Annual Premiums
Exclusions
Important Notice to Prospective Policy Owners
Important Documents
To fully understand your insurance plan, please read these important documents. They provide crucial information such as coverage details, exclusions and your rights as a policyholder so you can make an informed decision.
Must-Read Documents
Product Disclosure Sheet (PDS)
A quick overview of the key details, terms, and exclusions for this plan to help you make an informed choice.
English PDF
Policy Wording
The full terms and conditions of your policy, including what’s covered, exclusions, and your responsibilities.
Other Documents
Proposal Form
Use this form if you’d like an offline quote. (No need to fill this out for online purchases.)
Nomination Form
Use this form to name who should receive your policy benefits
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