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Product Overview
It’s time to give yourself and your loved ones the protection that you deserve, with a comprehensive insurance policy that provides non-stop 24 hour, worldwide coverage. With affordable premiums and flexible policy options, you’ve got the best of both worlds!
*This product is exclusively for Agency channels
What’s included
Discover the protection and benefits included in your plan.
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Lowest Premium
Protection from as low as 22 cents a day for all-round protection, with renewal up to 75 years.
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Easy Application
Any persons aged 18-70 years who reside permanently in Malaysia, including foreign nationality with valid work permit / Employment Pass Holders.
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Flexible Plans
The option to create a plan that is best suited to your needs, and is easy on your wallet!
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Fully-loaded Benefits
Includes medical expenses, double indemnity for accidental death on public conveyance, hospital income and funeral expenses.
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Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.
Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.
More Information
Browse these common questions to get the answers you need.
Why Smart Care?
Enroll with the plan that can be customized to suit your lifestyle! Liberty General Insurance Berhad introduces the brand new and specially designed Smart Care Plan with affordable rates and flexible coverage options.
It’s time to give yourself and your loved ones the protection that you deserve, all year round! *This is specially designed for Agency Channel only.
Premium as low as RM0.22 cents per day
Eligibility
- Open for All Malaysian, Permanent Resident & Foreign Nationality with valid work permit / Employment Pass Holders or otherwise legally employed in Malaysia.
- Occupation class 1, 2 & 3 only
- Entry Age: 18 to 70 years old
- Renewable up to age 75 years old
- No medical checkup required
Benefits & Premium Table
| Benefits and Type of Plan | Plan A (RM) | Plan B (RM) |
|---|---|---|
| Accidental Death | 20,000 | 40,000 |
| Permanent Disablement up to (refer to scale of benefits table) | 20,000 | 40,000 |
| Medical Expenses due to Motor Vehicle Accident (up to) | 1,000 | 1,500 |
| Double Indemnity (Accidental Death) – on Public Conveyance | 40,000 | 80,000 |
| Hospital Income Benefit (due to accident only) (up to 30 days) | 50 per day | 100 per day |
| Funeral Expenses (due to Accidental Death) | 1,000 | 2,000 |
| Ambulance Fees (Up to) | 500 | 500 |
| Premium and Plan | Plan A (RM) | Plan B (RM) |
|---|---|---|
| Annual Premium* | 65 | 130 |
Note: Insured's entry age should be 18 years up to 70 years only. Renewable up to 75 years old.
*This Premium amount is before Service Tax and Stamp Duty.
Important Documents
To fully understand your insurance plan, please read these important documents. They provide crucial information such as coverage details, exclusions and your rights as a policyholder so you can make an informed decision.
Must-Read Documents
Product Disclosure Sheet (PDS)
A quick overview of the key details, terms, and exclusions for this plan to help you make an informed choice.
English PDF
Policy Wording
The full terms and conditions of your policy, including what’s covered, exclusions, and your responsibilities.
Other Documents
Marketing Brochure
This is a snapshot of the product’s main features and benefits.
Proposal Form
Use this form if you’d like an offline quote. (No need to fill this out for online purchases.)
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