Liberty PA Guard

Liberty EzyPA

It's time to give yourself and your loved ones the protection that you deserve with a comprehensive insurance policy that provides round the clock 24-hour worldwide coverage with affordable premiums.

You've got the best for both worlds!

Easy Application

Any persons aged 18 - 70 years old for Adults and 30 days to 18 years of age (or up to 23 years for full -time students) for children - whom is Malaysian citizen; Permanent Resident, or foreign residents/ foreign nationals with valid Work Permit/ Employment Pass or otherwise legally employed in Malaysia.

Attractive Plans

The option to choose a plan that is best suited to your needs, and is easy on your wallet! Renewable up to 85 years old.

24 hour Worldwide Coverage

Coverage anywhere in the world, at any time, with the guaranteed assurance that we’ve got you covered.

Fully-loaded Benefits

A comprehensive benefits offered up to 6 plans up to RM2,000,000 Sum Insured. Interesting benefit coverage such as renewal bonus, cashless admission facility and lifestyle modification expenses.

Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.

		Sum Insured Per Accident (RM)
No.	Benefits	Plan 1	Plan 2	Plan 3	Plan 4	Plan 5	Plan 6*
1	Accidental Death	50,000	100,000	200,000	500,000	1,000,000	2,000,000
2	Accidental Permanent Total Disablement	50,000	100,000	200,000	500,000	1,000,000	2,000,000
3	Temporary Total Disablement (limit per week, up to 104 weeks)	50	50	100	250	500	750
4	Temporary Partial Disablement (limit per week, up to 104 weeks)	25	25	50	125	250	375
5	Renewal Bonus	20% per year up to 100% of Principal Sum Insured of Benefit 1&2
6	Double Indemnity due to motor vehicle accident on Public Conveyance	Available
7	Medical Expenses (inclusive Ambulance Fees)	3,000	4,500	6,000	7,500	10,000	15,000
8	Alternative Medicine	500	500	500	500	500	1,000
9	Daily Hospital Allowance due to Accident (up to 180 days)	50	75	100	150	150	300
10	Dental Correction and Corrective Surgery	2,000	3,000	3,000	5,000	5,000	10,000
11	Travel Allowance (RM200 per week)	2,000	3,000	3,000	5,000	5,000	5,000
12	Nursing Care Charges	500	1,000	2,000	3,000	4,000	5,000
13	Bereavement Allowance	5,000	10,000	20,000	50,000	100,000	200,000
14	Rehabilitation Allowance	1,000	1,000	1,000	1,000	1,000	1,000
15	Cashless Admission Guarantee - Accidental only	Available - Amount guaranteed is up to the limit stipulated in Benefit 7
16	Personal Liability	50,000	100,000	200,000	500,000	1,000,000	2,000,000
17	Kidnap-Expenses	5,000	5,000	5,000	10,000	10,000	10,000
	Kidnap-Reward	25,000	25,000	25,000	50,000	50,000	50,000
18	Snatch Theft	500	500	500	500	500	500
19	Prostheses/Wheelchair Benefit	2,000	2,000	2,000	2,000	2,000	5,000
20	Repatriation Expenses	1,500	2,000	3,000	5,000	7,500	15,000
21	Lifestyle Modification Expenses	25,000	50,000	100,000	250,000	500,000	750,000
22	Housekeeping Services	200	250	300	350	400	750
23	Funeral Expenses	2,000	3,000	3,000	5,000	5,000	10,000

Notes

Children are only covered up to 15% of Adult Benefit 1, 2 and 6.
Senior Adult is defined aged 71 and above and are only covered up to half of Adult Benefit 1, 2, 6 and 7.
The Sum Insured for Individual, Spouse and Children’s plan is limited up to three (3) times of Individual Adult’s plan Sum Insured specified above.

*To be referred to underwriting For individual purchasing Plan 6 – RM 2,000,000, proposer is required to complete and submit the Large Amount Questionnaire (LAQ) signed by proposer.

		Table of Premium (RM)
Occupation	Category	Plan 1	Plan 2	Plan 3	Plan 4	Plan 5	Plan 6
Class 1&2	Individual	153	223	377	836	1,442	2,508
	Individual & Spouse	281	407	679	1,505	2,596	4,520
	Individual & Children	285	392	632	1,291	2,136	3,523
	Individual, Spouse & Children	435	607	995	2,074	3,466	5,776
Class 3	Individual	248	367	636	Not Available
	Individual & Spouse	358	528	912
	Individual & Children	376	526	865
	Individual, Spouse & Children	521	734	1,215

Liberty PA Guard

Liberty EzyPA

Easy Application

Attractive Plans

24 hour Worldwide Coverage

Fully-loaded Benefits

More Information

You may also be interested in

General

Downloads

Policy Wording

Product Disclosure Sheet

Proposal Form

Large Amount Questionnaire

Brochure

Find a Workshop | Find a Branch

Locate

Contact Us

Connect With Us

Resources

Liberty PA Guard

Liberty EzyPA

Easy Application

Attractive Plans

24 hour Worldwide Coverage

Fully-loaded Benefits

More Information

You may also be interested in

General

Downloads

Policy Wording

Product Disclosure Sheet

Proposal Form

Large Amount Questionnaire

Brochure

Find a Workshop | Find a Branch

Locate

Contact Us

Connect With Us

Resources

Claims

Resources

Assistance

Locate

Customer Service