Smart Cover

Smart Cover

Make the smart choice which guarantees that your family will be cared and provided for, in the event of your death or disability. With benefits that complement your needs, as well as your budget, Smart Cover provides comprehensive coverage in your time of need.

No Claim Bonus

No Claim Bonus

Enjoy a 10% increase per year on your sum insured, giving you up to a whopping 50% for a period of five years.
Flexible Plans

Flexible Plans

The option to create a plan that is best suited to your needs, and is easy on your wallet!
24 Hour Worldwide Coverage

24 hour Worldwide Coverage

Travel anywhere in the world, at any time, with the guaranteed assurance that we’ve got you covered!
Fully Loaded Benefits

Fully-loaded Benefits

Includes rehabilitation benefit, sinseh (traditional) treatment coverage, corrective dental & cosmetic surgery and repatriation expenses.

More Information

Why SmartCover?

The SMART Protection Plan That Protects You & Your Family

Everyday, you do your best to provide for your family. They are the most important part of your life and there can never be too much you can do for them. You are their breadwinner and protector. This responsibility is a commitment that needs to be protected if something were to happen to you. You need to be prepared for life’s uncertainties that may jeopardise their wellness. 

This is why we created the SmartCover Plan. 

SmartCover is a protection plan that is specifically designed with you in mind. The plan comes with smart choices and benefits that take into account your needs as well as your budget and allows for total peace of mind. It protects your interests and that of your loved ones by providing compensation in the event of Death, Permanent Disablement or Temporary Total or Partial Disablement. 

So remember, if your worse fears were to come true, you’ll be ready for it. Thus, giving you the freedom to live life to the fullest and cherishing every moment of it.