Ezy Smart Plan
It's time to give yourself and your loved ones the protection that you deserve with a comprehensive insurance policy that provides round the clock 24-hour worldwide coverage with affordable premiums.
You've got the best for both worlds!
24 hour Worldwide Coverage
- UOB customer & spouse between the age of 18 to 60 years old, 6 months - 18 years of age for children (up to 25 years old if studying full-time).
- Easy enrolment for all Malaysians and permanent residents.
- No medical examination.
- Class 3 occupation (engaging in manual work) eligible for Plan A only.
- Policy renewable up to age 75 years.
- Premium at enrolment stays unchanged from the inception date.
- Cash Back Renewal Bonus – 15% on premium paid upon renewal subject to No Claim on previous policy and current policy is still in force.
- Maximum 1 policy active per insured person.
|2||Permanent Total Disablement (PTD) - Accidental Disability
Schedule of percentage payable:
|a. PTD from gainful employment of any and every kind||100%||100%||100%|
|b. Loss of one or both limbs||100%||100%||100%|
|c. Loss of one or both eyes||100%||100%||100%|
|3||Additional payout on Accidental Death or Permanent Total Disablement (PTD) if accident occurs during a nationwide public holiday in MALAYSIA||RM50,000||RM100,000||RM1`50,000|
|4||Daily Hospital Income due to accident per day up to 365 days per policy||RM500||RM750||RM1,000|
|Daily Hospital Income due to illness per day up to 365 days per policy||RM50||RM75||RM100|
|5||Additional Payout on Daily Hoslital Income if hospitalization (due to accidental bodily injury) during a nationwide public holiday in MALAYSIA (Per day up to 365 days)||RM100||RM150||RM200|
|6||Medical Expenses for day care surgery due to accident (Per case basis)|