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POS Motor PA Plus (PAP)

Product Overview

pos motor pa plus overview

POS Motor PA Plus (PAP) gives you greater peace of mind wherever your journey takes you. The insured driver and passengers enjoy coverage for accidental death and permanent disablement, along with financial support for medical expenses. The plan also provides benefits for smash-and-grab incidents and vehicle breakdown and accident assistance within Malaysia.


Available exclusively at POS Malaysia branches to customers with a valid and eligible Liberty Private Car Comprehensive or Third Party, Fire and Theft policy.

What’s included

Discover the protection and benefits included in your plan.

  • Accidental Death

    Get compensation of RM10,000 compensation per person in the event of accidental death.

    *Note: 24-hour, worldwide coverage is applicable for policyholder only.

  • Permanent Disablement

    Provides RM10,000 per person if they suffer permanent disablement due to an accident.

    *Note: 24-hour, worldwide coverage is applicable for policyholder only.

  • Accident Medical Protection

    You can claim up to RM1,000 per person, per accident for medical expenses, corrective dental and/or cosmetic surgery and ambulance fees.

  • Vehicle Breakdown and Accident Assistance

    Enjoy complimentary roadside assistance for vehicle breakdowns and accidents within Malaysia, and towing up to 200 km per round trip.

  • Compassionate Cover for Smash and Grab

    Receive RM300 compensation if your personal belongings are lost or damaged from the vehicle in a covered smash-and-grab incident. (One incident per policy year)

  • Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.

Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.

Important Documents

To fully understand your insurance plan, please read these important documents. They provide crucial information such as coverage details, exclusions and your rights as a policyholder so you can make an informed decision.

Must-Read Documents

Product Disclosure Sheet (PDS)

A quick overview of the key details, terms, and exclusions for this plan to help you make an informed choice.

Policy Wording

The full terms and conditions of your policy, including what’s covered, exclusions, and your responsibilities.

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