auto365 Comprehensive Plus

auto365 Comprehensive Plus Product Overview

Product Overview

auto365 Comprehensive Plus Product Overview

auto365 Comprehensive Plus gives you more where it counts - added coverage and enhanced benefits beyond the standard plan, without stretching your budget. A smarter step up for Malaysian drivers who want greater protection for their everyday journeys.

What’s included

Discover the protection and benefits included in your plan.

Key benefits

Features unique to this plan, designed to give you more than standard coverage.

  • All Drivers

    You don't need to pay RM10 for adding named drivers and will not be charged RM400 compulsory excess for unnamed drivers.

  • Towing Assistance

    Get breakdown towing assistance of up to 100km in West Malaysia and 60km in East Malaysia.

  • Flood Relief Allowance

    You can receive RM1,500 allowance if your vehicle is affected by flood damage.

  • Key Care Cover

    We'll reimburse up to RM500 for car key(s) repair or replacement caused by theft, robbery or a house break-in.

  • Window Snatch Theft

    Receive up to RM500 compensation for the loss of belongings in your vehicle due to window snatch theft.

  • Ambulance Fees

    Get compensated up to RM500 for ambulance fees if emergency transport is needed.

  • Warranty for workmanship repairs

    Enjoy 3 years' warranty on workmanship for repairs by an approved panel repairer.

  • Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.

All Drivers

You don't need to pay RM10 for adding named drivers and will not be charged RM400 compulsory excess for unnamed drivers.

Towing Assistance

Get breakdown towing assistance of up to 100km in West Malaysia and 60km in East Malaysia.

Flood Relief Allowance

You can receive RM1,500 allowance if your vehicle is affected by flood damage.

Key Care Cover

We'll reimburse up to RM500 for car key(s) repair or replacement caused by theft, robbery or a house break-in.

Window Snatch Theft

Receive up to RM500 compensation for the loss of belongings in your vehicle due to window snatch theft.

Ambulance Fees

Get compensated up to RM500 for ambulance fees if emergency transport is needed.

Warranty for workmanship repairs

Enjoy 3 years' warranty on workmanship for repairs by an approved panel repairer.

Standard coverage

The core protections included across all our comprehensive plans - your essential coverage, already built in.

  • Own Damage Claim

    Covers loss or damage to your own car due to accidental collision, overturning, impact damage, fire, explosion or theft.

  • Third Party Property Damage Claim

    Protects you from liability for damage to third party property.

  • Third Party Bodily Injury Claim

    Insures you against liabilities for third party bodily injury and death.

Own Damage Claim

Covers loss or damage to your own car due to accidental collision, overturning, impact damage, fire, explosion or theft.

Third Party Property Damage Claim

Protects you from liability for damage to third party property.

Third Party Bodily Injury Claim

Insures you against liabilities for third party bodily injury and death.

Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.

Optional add-ons

Tailor your cover with add-ons that protect what matters most to you. Or save with our new package plan that bundles multiple benefits into one.

  • Windscreen Damage

    Protects your NCD by covering repairs or replacement of your windscreen without affecting your claims record.

  • Special Perils

    Safeguards against damages from natural disasters like floods and landslides.

  • Compensation for Assessed Repair Time (CART)

    Receive daily compensation while your car is being repaired.

  • Protects you if passengers (excluding family or employees) file a claim against you for injuries caused in an accident.

  • Covers you if others outside your vehicle sue for injuries caused by your passengers.

  • Strike, Riot, and Civil Commotion

    Covers your vehicle against damage resulting from strikes, riots, or civil unrest.

  • Private Hire Car (E-hailing)

    Comprehensive coverage for liability to third parties, personal accident for the driver, legal liability to passengers, and vehicle protection when using your car for e-hailing services.

    Learn more

Important Documents

Know exactly what you're covered for. These documents explain your coverage, exclusions, and policyholder rights, all worth a read before you commit.

Must-Read Documents

Product Disclosure Sheet (PDS)

A quick overview of the key details, terms, and exclusions for this plan to help you make an informed choice.

Policy Wording

The full terms and conditions of your policy, including what’s covered, exclusions, and your responsibilities.

Other Documents

Marketing Brochure

This is a snapshot of the product’s main features and benefits.

Proposal Form

Use this form if you’d like an offline quote. (No need to fill this out for online purchases.)

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