Product Overview
auto365 Comprehensive Lite is designed for drivers who want dependable coverage at an accessible price. Get the essential protection you need, with the flexibility to personalise your coverage with add-ons at the point of purchase.
What’s included
Discover the protection and benefits included in your plan.
Key benefits
Features unique to this plan, designed to give you more than standard coverage.
Standard coverage
The core protections included across all our comprehensive plans - your essential coverage, already built in.
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Own Damage Claim
Covers loss or damage to your own car due to accidental collision, overturning, impact damage, fire, explosion or theft.
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Third Party Property Damage Claim
Protects you from liability for damage to third party property.
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Third Party Bodily Injury Claim
Insures you against liabilities for third party bodily injury and death.
Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.
Optional add-ons
Tailor your cover with add-ons that protect what matters most to you. Or save with our new package plan that bundles multiple benefits into one.
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Windscreen Damage
Protects your NCD by covering repairs or replacement of your windscreen without affecting your claims record.
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Special Perils
Safeguards against damages from natural disasters like floods and landslides.
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Compensation for Assessed Repair Time (CART)
Receive daily compensation while your car is being repaired.
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Legal Liability to Passengers
Protects you if passengers (excluding family or employees) file a claim against you for injuries caused in an accident.
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Legal Liability of Passengers
Covers you if others outside your vehicle sue for injuries caused by your passengers.
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Strike, Riot, and Civil Commotion
Covers your vehicle against damage resulting from strikes, riots, or civil unrest.
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Private Hire Car (E-hailing)
Learn moreComprehensive coverage for liability to third parties, personal accident for the driver, legal liability to passengers, and vehicle protection when using your car for e-hailing services.
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Personal Accident
Receive up to RM10,000 compensation for accidental death or permanent disablement.
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All Drivers
All drivers of your car are exempted from the compulsory excess fee.
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Breakdown Towing Assistance
You'll get breakdown towing assistance up to 150km round trip within Malaysia.
Important Documents
Know exactly what you're covered for. These documents explain your coverage, exclusions, and policyholder rights, all worth a read before you commit.
Must-Read Documents
Product Disclosure Sheet (PDS)
A quick overview of the key details, terms, and exclusions for this plan to help you make an informed choice.
Policy Wording
The full terms and conditions of your policy, including what’s covered, exclusions, and your responsibilities.
Other Documents
Marketing Brochure
This is a snapshot of the product’s main features and benefits.
Proposal Form
Use this form if you’d like an offline quote. (No need to fill this out for online purchases.)
Need more help?
Browse our other car insurance options to find the best coverage for your needs.
Have a question or need to make a claim? Our team is here to support you.
