Premier Care Cash Plan (PCCP)

Overview
Benefits
Important Documents
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Product Overview

Providing compensation for injuries, disability, or death caused by accidents, the policy covers snatch theft and funeral expenses, hospital income up to 365 days, a benefit for broken or fractured bones, as well as medical expenses for day care surgery. It is one of the most affordable lifestyle Personal Accident insurance plans, with renewability up to the age of 75 years.

*This product is exclusively for UOB cardholders.

What’s included

Discover the protection and benefits included in your plan.

Easy Application

Exclusively designed for UOB credit cardholders.
24 hour Worldwide Coverage

Valid for accidents around the globe except for snatch theft, applicable only within Malaysia.
Fully-loaded Benefits

Payable in addition to other insurance policies that you may have with us, with affordable insurance plans.
Cash Back Renewal Bonus

20% discount on premium paid upon renewal. Subject to “No Claim” on previous policy year.
View all benefits

Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.

Easy Application

Exclusively designed for UOB credit cardholders.

24 hour Worldwide Coverage

Valid for accidents around the globe except for snatch theft, applicable only within Malaysia.

Fully-loaded Benefits

Payable in addition to other insurance policies that you may have with us, with affordable insurance plans.

Cash Back Renewal Bonus

20% discount on premium paid upon renewal. Subject to “No Claim” on previous policy year.

View all benefits

Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.

More Information

Browse these common questions to get the answers you need.

	Benefits	PLAN A	PLAN B	PLAN C
A1	Accidental Death	RM250,000	RM375,000	RM500,000
A2	Permanent Total Disablement (PTD) – Accidental Disability Schedule of percentage payable a. PTD from gainful employment of any and every kind b. Loss of one or both Limbs c. Loss of one or both Eyes	RM250,000 100% 100% 100%	RM375,000 100% 100% 100%	RM500,000 100% 100% 100%
B	Daily Hospital Income due to accident per day up to 365 days	RM500	RM750	RM1,000
C	Daily Hospital Income due to illness per day up to 365 days	RM50	RM75	RM100
D	Snatch Theft Allowance (Within Malaysia) – once in a policy year	RM1,000	RM1,500	RM2,000
E	Broken or Fractured Bone – due to accident Schedule of percentage payable a. Neck, skull or spine b. Hip c. Jaw, pelvis, leg, knee or ankle d. Cheekbone or shoulder e. Arm, elbow, wrist or rib f. Nose or collar bone g. Finger, thumb, foot, hand, or toe	RM4,000 100% 75% 50% 30% 25% 20% 10%	RM6,000 100% 75% 50% 30% 25% 20% 10%	RM8,000 100% 75% 50% 30% 25% 20% 10%
F	Funeral Expenses due to Accidental Death	RM1,000	RM1,500	RM2,000
G	Medical Expenses for day care surgery – due to accident	RM4,000	RM6,000	RM8,000
H	Cash Back Renewal Bonus (on premiums paid)	20% of premium paid

Monthly Premium
Monthly Premium	PLAN A (RM)	PLAN B (RM)	PLAN C (RM)
Cardmember	60.00	85.00	110.00
Cardmember & Spouse	105.00	150.00	200.00
Family with 1 child	150.00	215.00	285.00
Family with 2 children	195.00	285.00	375.00
Family with 3 children	245.00	355.00	470.00
Cardmember with 1 child	105.00	150.00	200.00
Cardmember with 2 children	155.00	230.00	300.00
Cardmember with 3 children	210.00	305.00	400.00

Note:

10% discount has been given for member & spouse and member & children premium.
15% discount has been given for member, spouse & children premium.
The premium amount is before Service Tax and Stamp Duty.
Duration of cover is for one year. You need to pay the insurance cover on a monthly basis via credit card instruction.
Stamp Duty is not applicable.
Occupation Class 3 – enroll Plan A only.

A Day of hospitalization - not less than 24 hours

"Reimbursement for day surgery"

"Day Care Surgery - surgery which is carried out by surgeon, but not on an inpatient basis and must be held in hospital or clinic. Day care surgeries that are pre-planned, non-emergency are considered elective and not payable under the policy."

Important Documents

To fully understand your insurance plan, please read these important documents. They provide crucial information such as coverage details, exclusions and your rights as a policyholder so you can make an informed decision.

Must-Read Documents

Product Disclosure Sheet (PDS)

A quick overview of the key details, terms, and exclusions for this plan to help you make an informed choice.

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Bahasa Melayu PDF

Policy Wording

The full terms and conditions of your policy, including what’s covered, exclusions, and your responsibilities.

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Bahasa Melayu PDF

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Product Overview