Product Overview
With the Third Party, Fire & Theft policy, not only is your vehicle protected against fire, explosion, lightning, burglary or theft, but it will also cover any damages caused by your vehicle to a third party and their property. This includes bodily injury or death of third party.
What’s included
Discover the protection and benefits included in your plan.
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Affordable Premium
More affordable in comparison to a comprehensive motor insurance policy.
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Flexible Payment Options
Choose to pay your Motor TP Insurance premium annually by cash, cheque or credit card.
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Liability Cover
Protect those around you by investing in a policy that covers any type of bodily injury and death of third parties involved.
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Property Damage
We will pay for any loss or damage caused by your vehicle to another party’s property, including legal costs.
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Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.
Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.
More Information
Browse these common questions to get the answers you need.
Features
Affordable.
Third Party, Fire & Theft is more affordable than comprehensive motor insurance.
Flexible Payment Options.
You Flexible Payment Options. You may choose to pay your Motor Third Party, Fire & Theft Insurance premium annually with cash, cheque or credit card.
Protection against Fire and Theft.
If your vehicle is stolen or damaged by fire, we will pay up to a maximum of RM20,000.00 to repair it.
Liability Cover.
If you cause bodily injury or death of third party (except passengers in your vehicle) or damages third party´s property, such as their car, building or fence during a motor accident, we will pay for the damage caused by your vehicle, and we will cover the legal costs as well.
Eligibility
- Vehicle owner and their authorised driver(s) - anyone who resides in Malaysia age 22 to 70 years old with a valid driving license.
Table of Benefits
| Item | Benefits | Sum Insured (RM) |
|---|---|---|
| 1. | Liability | |
| i) Against bodily injury or death of third party | Unlimited | |
| ii) Against damage to third party´s property | Up to a maximum of RM3 million | |
| 2. | Loss of Damage | |
| i) We will indemnify you if your vehicle is lost or damaged by fire explosion or lightning, by burglary, housebreaking or theft based on the Sum Insured amount at the time of loss. | Sum insured or market value of your vehicle up to a maximum of RM20,000.00 (whichever is lower) | |
* Minimum sum insured for Motor TPFT policy for Private Car is RM5,000.00 up to a maximum of RM20,000.00.
Annual Premium
Exclusions
Important Notice to Prospective Policy Owners
Important Documents
To fully understand your insurance plan, please read these important documents. They provide crucial information such as coverage details, exclusions and your rights as a policyholder so you can make an informed decision.
Must-Read Documents
Product Disclosure Sheet (PDS)
A quick overview of the key details, terms, and exclusions for this plan to help you make an informed choice.
English PDF
Policy Wording
The full terms and conditions of your policy, including what’s covered, exclusions, and your responsibilities.
Other Documents
Proposal Form
Use this form if you’d like an offline quote. (No need to fill this out for online purchases)
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