PA Flex

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Product Overview

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Life moves fast, and your protection should keep up. This flexible and comprehensive personal accident policy is designed for modern lifestyles with several different plans to choose from based on your needs. Move through life with confidence and stay prepared for life’s unexpected turns.

What’s included

Discover the protection and benefits included in your plan.

  • 24/7 Worldwide Coverage

    Protection against accidental death & permanent disablement.

  • Medical Expenses

    Support for hospitalisation and treatment costs due to an accident.

  • Daily Hospital Income

    Receive financial support during hospital stays and compassionate care benefits.

  • Cashless Hospital Admission & Discharge

    Hassle-free access with guaranteed amount up to RM3,000.

  • Personal Safety Benefits

    Coverage against snatch theft and robbery incidents, kidnapping and personal liability claims.

  • Double Indemnity

    Enhanced payout if an accident occurs on Malaysian public holidays or while travelling as a passenger on public transport.

  • Renewal Bonus Benefit

    Extra 10% increase on yearly basis up to 100% of your Principal Sum Insured on Accidental Death and Permanent Disablement for each claim-free year.

  • Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.

24/7 Worldwide Coverage

Protection against accidental death & permanent disablement.

Medical Expenses

Support for hospitalisation and treatment costs due to an accident.

Daily Hospital Income

Receive financial support during hospital stays and compassionate care benefits.

Cashless Hospital Admission & Discharge

Hassle-free access with guaranteed amount up to RM3,000.

Personal Safety Benefits

Coverage against snatch theft and robbery incidents, kidnapping and personal liability claims.

Double Indemnity

Enhanced payout if an accident occurs on Malaysian public holidays or while travelling as a passenger on public transport.

Renewal Bonus Benefit

Extra 10% increase on yearly basis up to 100% of your Principal Sum Insured on Accidental Death and Permanent Disablement for each claim-free year.

Liberty General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). PIDM protects the benefit(s) payable under the eligible policy up to protection limits. Please refer to PIDM's TIPS Brochure or PIDM's Website, or contact our customer service.

Important Documents

To fully understand your insurance plan, please read these important documents. They provide crucial information such as coverage details, exclusions and your rights as a policyholder so you can make an informed decision.

Must-Read Documents

Product Disclosure Sheet (PDS)

A quick overview of the key details, terms, and exclusions for this plan to help you make an informed choice.

Policy Wording

The full terms and conditions of your policy, including what’s covered, exclusions, and your responsibilities.

Other Documents

Marketing Brochure

This is a snapshot of the product’s main features and benefits.

Proposal Form

Use this form if you’d like an offline quote. (No need to fill this out for online purchases.)

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