Householder

An entrepreneur was involved in a car accident whilst she was travelling in a taxi to the airport. She was unable to work for over 4 months due to a serious broken leg.

Considering that she is self-employed and the accident had caused her loss of income throughout the 4 months period, she used the policy to pursue the taxi company for compensation.

A loyal employee had been working at a factory in Johor for over 20 years. Following the downtime in business, the factory owner had to downsize the work force for the sake of business stability. The employee was retrenched whilst most of the junior employees and new recent joiners being kept on.

Following her dismissal, she felt that she had to take legal action to enforce her rights. She managed to use the policy to fund her legal presentation and won sizable damages from her former employer.

A newly married couple decided to move into a new home and agreed to sell a number of large and expensive furniture items via the internet. Exact photos and measurements of all items were provided and displayed accordingly on the internet for the buyers’ reference.

Following a successful sale, a dispute arose on the measurement as the buyer was unable to fit the items that he bought into his property and demanded for a full refund. The married couple refused to refund the payment as demanded by the buyer as the items were sold in the exact condition and description portrayed in the photos.

As a policyholder, they were lucky as the Legal Shield Insurance managed to cover RM 5,000 of legal costs incurred in defending the subsequent action by the buyer.