FlexiCare is a personal accident plan that provides 24-hour comprehensive worldwide coverage for death or permanent disablement. It offers flexible coverage options with yearly renewal bonuses of 10% per year up to 5 years, hospital income up to 180 days, visitors´ weekly travel allowance, traditional medical expenses reimbursement, corrective dental & cosmetic surgery reimbursement, funeral allowance, rehabilitation benefit, repatriation expenses and auto debit renewal rebate.

FlexiCare Plan

Enroll with the plan that can be customized to suit your lifestyle! Liberty Insurance Berhad introduces the brand new and specially designed FlexiCare Plan with affordable rates, flexible coverage options and yearly bonuses. It’s time to give yourself and your loved ones the protection that you deserve, all year round! 

Why FlexiCare With Liberty Insurance Berhad? 

Get A Yearly Renewal Bonus Of 10% Up To 5 Years

The best thing about FlexiCare is our exclusive renewal bonus! When you renew your policy, we’ll increase your principal Sum Insured by 10% per year up to 50% of the Principal Sum Insured. What’s more, this bonus is given regardless of any claims made under medical expenses, dental or corrective cosmetic surgery and hospital cash income. 

24 – Hour Comprehensive Coverage, Worldwide

Regardless of where you are in the world, we offer you around-the-clock protection. This way you have comprehensive protection anytime, anywhere! 

It’s A Small Price For Valuable Protection

When you think about it, 47 sen per day for complete protection is more than worthwhile. Just imagine – you will be protected against all the unexpected and unforeseen events of the future – with only a small price to pay! 

Receive Hospital Income Up To 180 Days

Worry not as you will be entitled to receive a daily allowance for up to a maximum of 180 days if you are hospitalized for injury resulting from a covered accident.

3 Flexible Protection Plans To Choose From

Depending on your budget, you can choose the Plan best suited to your needs.

Need help in deciding which FlexiCare option to choose? Why not refer to the following table: 

Death or Permanent 
100,000 200,000 300,000
Travel Allowance
We will pay RM200 per week for your immediate family member’s travel expenses when visiting you in hospital*
1,500 1,500 1,500
Medical Expenses
We pay for those costly medical expenses incurred as a result of an accident*
5,000 5,000 5,000
Rehabilitation Benefit
In the event of hospitalization 
exceeding 7 consecutive days, an additional RM1,000 is payable to you
1,000 1,000 1,000
Funeral Allowance
Upon accidental death, we provide a lump sum allowance for funeral or cremation purposes*
5,000 6,000 7,000
Hospital Income 
(per day, up to 180 days)
We provide you with an income for the duration you’re hospitalized due to an accident*
150 200 250
Dental Or Corrective 
Cosmetic Surgery
3,000 4,000 5,000
Repatriation Expenses 3,000 3,000 3,000

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