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Motorist’s Companion Taxi

Motorist´s Companion Taxi

Motorist´s Companion Taxi (MCT) is a personal accident insurance plan that provides cover for taxi driver and passenger whilst driving as a driver or riding as a passenger, boarding or alighting from a named vehicle.

  • Easy to apply.
  • Benefit is payable in addition to other PA policies.
  • Benefit is payable irrespective of who is at fault.
  • Passengers aged 15 years old and below are entitled up to 50% of all the benefits provided.

Vehicle owner and their authorised driver(s) - anyone who resides in Malaysia age 18 years and above with a valid driving license.

Section
Benefits
Plan A (RM)
Plan B (RM)
Plan C (RM)
Plan D (RM)
Plan E (RM)
Plan F (RM)
I
Accidental Death
10,000
15,000
20,000
30,000
40,000
50,000
II
Permanent Dismemberment
10,000
15,000
20,000
30,000
40,000
50,000
III
Medical Expenses
500
750
1,000
1,500
2,000
2,500
IV
Corrective Dental & Cosmetic Surgery
1,000
1,000
1,000
1,000
1,000
1,000
V
Bereavement Allowance
1,000
1,000
1,000
1,000
1,000
1,000
VI
Ambulance Fees
500
500
500
500
500
500
Seating Capacity (Including Driver)
Annual Premium (RM)*
5
127.20
Each additional seat
21.20

* The premium amount is inclusive of Goods and Services tax at 6%. This offer excludes stamp duty. Please add RM10 as stamp duty to your premium.

  • If the driver does not hold a valid driving license to drive the vehicle or if not qualified for holding or obtaining such a license under the regulation of the Malaysia Road Transport Department.
  • While the vehicle is used for illegal business as an unlicensed common carrier.
  • If the vehicle is used for hire, road rally pace making, speed-testing or use for any purpose in connection with the motor trade.
  • War or contamination by war, invasion, act of foreign enemy, hostilities or warlike operations, mutiny, civil war, rebellion, revolution insurrection, conspiracy, military uprising, martial law or state of siege.
  • Bacterial infections, suicide or self-inflicted injury, pre-existing physical or mental defect or infirmity, HIV and AIDS related diseases.
  • Childbirth, miscarriage, pregnancy or any other complications thereof.
  • Criminal acts or terrorism.
  • Influence of intoxicating liquor, alcohol or drugs.

Please note that the exclusions, limitations, terms and conditions stated above are not exhaustive. Please refer to the actual Policy for details.

For further details, please click here :

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