A Personal Accident plan exclusively for UOB credit card holders
Item | Benefit Table | |||
A1 | Accidental Death | |||
A1.1 | Kidnap Benefit - Additional amount of RM50,000 will be paid if the Insured Person is accidentally death directly caused by kidnapping | |||
A2 | Permanent Total Disablement (PTD) - Accidental Disability
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B | Daily Hospital Income due to accident per day up to 365 days | |||
C | Daily Hospital income due to illness per day up to 365 days | |||
D | Snatch Theft Allowance (within Malaysia) - once in a policy year |
RM 1,000 |
RM 1,500 |
RM 2,000 |
E | Medical Expenses for day care surgery - due to accident | RM 2,000 |
RM 4,000 |
RM 6,000 |
F | *Recuperation Benefit due to Dengue fever, Zika Virus or Malaria (within Malaysia) - once in a policy year | RM 500 |
RM 1000 |
RM 1500 |
G | Involuntary Unemployment Monthly Benefit (within M’sia)
-Up to 3 months per incident per policy year -Allowed to claim for one (1) incident per policy year only -with 15 months lifetime limits |
RM 600 per month |
RM 1200 per month |
RM 1800 per month |
H | Cash Back Renewal Bonus (on premiums paid) | **15% of premium paid |
**15% of premium paid |
**15% of premium paid |
*The Recuperation Benefit cannot be claimed together with Daily Hospital Income due to Illness Benefit
**15% of the premium paid will be refunded upon renewal of the policy subject there isn’t any claim in the previous policy period, and the policy is still in force
Monthly Premium Table (Incl. GST) | |||
Cardmember | RM 66.05 |
RM 93.40 |
RM 121.70 |
Cardmember & Spouse | RM 118.87 |
RM 168.11 |
RM 219.06 |
Family with 1 child | RM 168.40 |
RM 238.16 |
RM 310.33 |
Family with 2 children | RM 224.53 |
RM 317.55 |
RM 413.77 |
Family with 3 children | RM 280.66 |
RM 396.93 |
RM 517.22 |
Cardmember with 1 child | RM 118.87 |
RM 168.11 |
RM 219.06 |
Cardmember with 2 children | RM 168.40 |
RM 238.16 |
RM 310.33 |
Cardmember with 3 children | RM 224.53 |
RM 317.55 |
RM 413.7 |
- Premium is before Goods and Services Tax (GST)
- day of hospitalization - not less than 24 hours
“Reimbursement for day surgery”
“Day Care survey surgery which is carried out by surgeon, but not on an inpatient basis and must be held in hospital or clinic. Day care surgeries that are pre-planned, non-emergency are considered elective and not payable under this policy.
Pre-existing medical conditions, caused or contributed by injury arising from engaging in the Insured Person’s occupation as
Involuntary Unemployment: