Menu

Elite Care Plan

Elite Care Plan

A personal accident plan exclusively for UOB Card Holders.

  • Eligible enrolment age 18-60 years for policyholder/insured and insured spouse; age 6 months to 18 for children (or up to 25 years old if the child studying in tertiary institutions).
  • No medical check-up and NO proposal form required.
  • Occupation question / Class 3 occupation (engaging in manual work) eligible for Plan A only.
  • Policy renewable up to age 75 years for insured policyholder and insured spouse (terminates automatically on 76 birthday).
  • Enrolment accepted over telephone conversation.
  • Enrolment applies to only Malaysians, Permanent Residents.
  • The policy provides 15% Cash Back Renewal Bonus on the premium paid which will be refunded upon renewal of the policy subject to No Claim incurred in the previous policy period, and the current policy is still in force.
  • Exclusions; All pre-existing medical condition, standard exclusions.
  • 24 hours world-wide coverage for accidents anywhere in the world, except for snatch thief which is applicable within Malaysia only.
  Benefits
PLAN A
PLAN B
PLAN C
A1 Accidental Death
RM200,000
RM300,000
RM500,000
A2 Permanent Total Disablement (PTD) – Accidental Disability

Schedule of percentage payable

a. PTD from gainful employment of any and every kind

b. Loss of one or both Limbs

c. Loss of one or both Eyes

RM200,000



100%

100%

100%

RM300,000



100%

100%

100%
RM500,000



100%

100%

100%
A3 Additional payout on Accidental Death or Permanent Total Disablement (PTD) if accident occurs during a national public holiday
RM50,000
RM100,000
RM150,000
B1 Daily Hospital Income due to accident per day up to 365 days
RM500
RM750
RM1,000
B2 Additional Payout on Daily Hospital Income if hospitalization (due to accidental bodily injury) during a national public holiday (per day)
RM100
RM150
RM200
C Daily Hospital Income due to illness per day up to 365 days
RM50
RM75
RM100
D Snatch Theft Allowance (Within Malaysia) – once in a policy year
RM1,000
RM1,500
RM2,000
E Medical Expenses for day care surgery – due to accident
RM2,000
RM3,000
RM4,000
F Broken or Fractured Bone – due to accident

Schedule of percentage payable

a. Neck, skull or spine

b. Hip

c. Jaw, pelvis, leg, knee or ankle

d. Cheekbone or shoulder

e. Arm, elbow, wrist or rib

f. Nose or collar bone 

g. Finger, thumb, foot, hand, or toe









Up to RM1,000 per incident















Up to RM2,000 per incident















Up to RM3,000 per incident







G Bereavement Allowance - once in a policy year
RM1,000
RM2,000
RM3,000
H Credit Card Indemnity due to Long Hospitalisation (max 2 claims per year)

a)   If caused by Accident

b)   If caused by Illness



10% of the monthly credit card Statement Total Balance Due or up to RM100 (whichever is lower)

5% of the monthly credit card Statement Total Balance Due or up to RM50 (whichever is lower)



15% of the monthly credit card Statement Total Balance Due or up to RM150 (whichever is lower)

10% of the monthly credit card Statement Total Balance Due or up to RM75 (whichever is lower)



20% of the monthly credit card Statement Total Balance Due or up to RM200 (whichever is lower)

15% of the monthly credit card Statement Total Balance Due or up to RM100 (whichever is lower)

I Cash Back Renewal Bonus (on premiums paid)
15% of premium paid

* 15% of the premium paid will be refunded upon renewal of the policy subject there isn’t any claim in the previous policy period, and the policy is still in force.

Monthly Premium      
PLAN A
PLAN B
PLAN C
Cardmember
RM70.00
RM99.00
RM129.00
Cardmember & Spouse
RM126.00
RM178.20
RM232.20
Family with 1 child
RM178.50
RM252.50
RM329.00
Family with 2 children
RM238.00
RM336.60
RM438.60
Family with 3 children
RM297.50
RM420.80
RM548.30
Cardmember with 1 child
RM126.00
RM178.20
RM232.20
Cardmember with 2 children
RM189.00
RM267.30
RM348.30
Cardmember with 3 children
RM252.00
RM356.40
RM464.40

Note:

- 10% discount has been given for member & spouse and member & children premium.

- 15% discount has been given for member, spouse & children premium.

- The Premium amount is inclusive of Service Tax.

A Day of hospitalization - not less than 24 hours

"Reimbursement for day surgery"

"Day Care Surgery - surgery which is carried out by surgeon, but not on an inpatient basis and must be held in hospital or clinic. Day care surgeries that are pre-planned, non-emergency are considered elective and not payable under the policy." 

Pre-existing medical conditions.

War Risks.

Suicide or intentional self-injury.

AIDS.

Pregnancy or Childbirth (except for Credit Card Indemnity due to Long Hospitalization benefit which extended to cover Pregnancy or Childbirth as well as Maternity).

Hazardous sports.

Caused or contributed by injury arising from engaging in the Insured Person´s occupation as

  • Stevedores
  • Professional Divers
  • Test Pilot and Divers
  • Professional Sports Team
  • Air Crews and Ship Crews
  • Naval, Military or Air Force service or operation

This policy is extended to cover injury sustained by the Insured Person who is employed as a military personnel, law enforcement officer, civil defence officer, and security officer who solely does sedentary desk-bound duties, that is strictly clerical or administration work. This policy is extended to cover injury sustained by the Insured Person who is employed in any of the occupations listed in EXCLUSIONS provided the Insured Person is off -duty at the time of the injury and the injury does not arise in the course of employment or any activity related to the Insured Person's employment.

For further details, please click here :

No downloads found!

Hotline 1 300 888 990