Plate Glass

Plate Glass

Plate Glass is an insurance plan that covers accidental breakage of fixed glass, which shall be considered plain or of ordinary glazing quality whilst situated at the insured’s premises from any cause other than those specifically excluded in the policy. In the event of breakage (which term does not include damage by scratching) of any item of glass specified in the policy schedule, the policy pays or make good the intrinsic value of the glass together with the cost of any necessary boarding up pending its replacement. 

The main exclusions are:

  • Fire or explosion
  • War, invasion or act of foreign enemy hostilities
  • Typhoon, flood, earthquake and volcanic eruption or other convulsion of nature
  • Breakage of lettering unaccompanied by breakage of glass
  • Breakage or damage to frames or framework
  • Cost of removing or replacing fixtures or fittings

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