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BisPro

BisPro

BisPro is an All-in-One comprehensive insurance package. It provides extensive coverage for fire, all risks, burglary, money, plate glass, public liability and employer liability. It is a kind of policy that is broad enough to ensure that you have sufficient cover, but at the same time is tailored so that you do not have duplication of cover - which often happens when you purchase separate policies.

BISPRO IS...

One comprehensive plan for all your business needs.

BisPro is an insurance plan that protects your business assets and minimises your losses in unforeseen times. Safeguard your business today and benefit from the many advantages that BisPro offers.

Flexible Plans

From as low as RM1.46* a day, choose a plan for your needs from the 5 different plans available to suit any business. 

All-in-one Comprehensive

Enjoy the convenience of protecting every aspect of your business with only one plan in one policy with one expiry date. 

Hassle-free Claims Processing

BisPro gives you the convenience of fast and hassle-free claims. 

Nil Excess

Enjoy nil excess charges for all claims. This gives you extra value and protection. 

Competitive Rates

BisPro gives you comprehensive coverage with one of the best rates in town. 

A Name You Can Trust

With over 27 years of experiences and backed by the strength of 2,000 agents and 31 branches nationwide, Liberty Insurance Berhad, is one of the premier insurers in Malaysia. 

* Terms & conditions apply. 

BisPro provides your business with protection in these areas: 

Fire

Damage to the insured property by:

  • fire and lighting
  • storm, tempest
  • bursting or overflowing of water tanks apparatus or pipes
  • riot strike and malicious damage
  • earthquake damage

Note

The sum insured for Plan A to E should not exceed RM5,000,000.00 

All Risks

Loss or damage to office equipment, computers & peripherals, furniture & fittings, and the like (excluding mobile phones, notebooks or laptops) by an accident or misfortune unless specifically excluded. 

Note

  • the policy provide standard All Risk cover against accident or misfortune unless specifically excluded.
  • the policy does not cover on machinery.
  • subject to no breach of fire tariff regulation 1.47

Burglary

Theft of property insured under Section 1 (extended to cover armed robbery and hold-up inside the premises). 

Money

  • Money in transit
  • Money in premises during business hours
  • Money in locked safe or strongroom after business hours
  • Money in locked drawer or cabinet after business hours
  • Damage to locked safe or strongroom by theft
  • Damage to premises as a result of theft

Plate Glass

Breakage or damage to any of the glass in the premises. 

Public Liability

Legal liability in respect of bodily injury (including death and disease of any person and loss or damage to property as a result of an accident happening within the geographical Limit. 

Employer Liability

Employee's liability towards employees arising out of and in the course of their employment.

BUSINESS PROTECTION PLAN FOR SHOPS, OFFICES AND SMALL & MEDIUM ENTERPRISES

CLASS OF INSURANCE(Plan A)S.I. / Limit of Liability(Plan B)S.I. / Limit of Liability(Plan C)S.I. / Limit of Liability(Plan D)S.I. / Limit of Liability(Plan E)S.I. / Limit of Liability
Section 1

To be determined by the Insured.
Fire
Section 2
To be determined by the Insured.
All Risk
Section 3 RM50,000 or Total Sum Insured of Section 1 or whichever is lesser. RM100,000 or Total Sum Insured of Section 1 or whichever is lesser. RM150,000 or Total Sum Insured of Section 1 or whichever is lesser. RM200,000 or Total Sum Insured of Section 1 or whichever is lesser. RM250,000 or Total Sum Insured of Section 1 or whichever is lesser.
Burglary
Money a) RM5,000.00
b) RM5,000.00
c) RM2,000.00
d) RM2,000.00
e) RM5,000.00
f)RM1,000.00
*Please refer to coverage list
a) RM10,000.00
b) RM10,000.00
c) RM4,000.00
d) RM4,000.00
e) RM5,000.00
f)RM1,000.00
*Please refer to coverage list
a) RM20,000.00
b) RM20,000.00
c) RM5,000.00
d) RM5,000.00
e) RM5,000.00
f) RM1,000.00
*Please refer to coverage list
a) RM25,000.00
b) RM25,000.00
c) RM10,000.00
d) RM10,000.00
e) RM5,000.00
f) RM1,000.00
*Please refer to coverage list
a) RM30,000.00
b) RM30,000.00
c) RM15,000.00
d) RM15,000.00
e) RM5,000.00
f) RM1,000.00
*Please refer to coverage list
Section 4
RM5,000.00

RM10,000.00

RM20,000.00
Plate Glass
Section 5
RM500,000.00 any one event
RM1,000,000.00 any one period

RM1,000,000.00 any one event and unlimited any one period
Public Liability
Section 6
RM500,000.00 any one event and RM10,000,000.00 in the aggregate during the period of insurance
Employer's Liability
PREMIUM* RM530.00 RM986.86 RM1,687.52 RM2,151.80 RM2,616.08

*Premiums only applicable for sections 3-6. The premium amount is inclusive of Goods and Services tax at 6% but exclude stamp duty.

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