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Cash Back Plus Protector Plan

  • Eligible enrolment age 18-59 years for policyholder/insured and insured spouse; 6 months to 18 years for children (25 years if study in tertiary institutions)
  • Policy renewable up to 75 years for insured policyholder and insured spouse (terminates automatically on 76 birthday)
  • Enrolment applies to only Malaysian, Permanent Residents
  • Enrolment accepted over telephone conversation (No proposal form required or signed by customers)
  • No medical examination, occupation questions basis
  • Exclusion: All pre-existing medical condition, standard exclusions
  • 24 hours worldwide coverage except Snatch Theft and Loss of Cards / IC / Passport (within Malaysia Only)
  • Very Affordable plan that pays on top of all other insurances
  • Cash Back Renewal Bonus: 25% of total premium paid will be refunded to the customer upon renewal of the policy subject to NO claim being made during the previous policy period
Benefit Table
Plan A
Accidental Death and Permanent Total Disablement
RM 200,000
Hospital Income due to accident per day up to 365 days
RM 250 per day
Snatch Theft Allowance (Within Malaysia)
RM 2,000 (Once in a policy year)
Loss of Cards/IC/Passport due to Snatch Thief ( Within Malaysia)
RM 500 (Once in a policy year)
Physiotherapy Treatment
RM 1,000 (Once in a policy year)
Funeral Expenses
RM 2,000
Cash Back Renewal Bonus (on premiums paid)
25%

* 25% of the premium paid will be refunded upon renewal of the policy subject there isn’t any claim in the previous policy period.

Monthly Premium Table
Plan A
Cardmember
RM 53.00
Cardmember & Spouse after 10% discount
RM 95.40
Family with 1 child after 15% discount
RM 135.15
Family with 2 children after 15% discount
RM 180.20
Family with 3 children after 15% discount
RM 225.25
Cardmember with 1 child after 10% discount
RM 95.40
Cardmember with 2 children after 10% discount
RM 143.10
Cardmember with 3 children after 10% discount
RM 190.80

The premium amount is inclusive of Goods and Services tax at 6% 

10% Discount has been given for Member & Spouse and Member & Children Premium

15% Discount has been given for Member, Spouse & Children Premium

Hotline 1 300 888 990