Familycare Health Plan (For Renewal Case Only)

The Liberty Insurance Berhad Familycare Health Plan is designed to help you and your family ease the burden of escalating hospital bills in times of sickness.

The plan protects you and your family against unexpected hospital charges arising from both illnesses and accidental injuries. In addition, you will also receive refunds on medical expenses such as hospital room and board charges, medication, surgical and anaesthetics fees, laboratory tests and many other such costs.

Other attractive features also include outpatient cancer treatments, organ transplants, maternity benefits and 24-hour SOS medical assistance.


At any time of the day, anywhere in the world, Liberty Insurance Berhad Familycare Health Plan covers you for hospital bills against unforeseen illnesses and accidents. You may seek treatment from any registered hospital of your choice, be it a private or government hospital.

Every healthy Malaysian aged below 60 years is eligible to apply for the Familycare Health Plan. You may include your dependants, namely your spouse (aged below 60 years) and children (aged between 1 month and 21 years) under the same policy and enjoy the special family discount.

No Claim Discount (NCD) This is an added feature whereby if there are no claims made or arising during the specified period of insurance immediately preceding renewal, the normal premium charged upon renewal will be discounted accordingly.

2 consecutive years preceding renewal 15% discount on standard premium
3 consecutive years preceding renewal 20% discount on standard premium
4 or more consecutive years preceding renewal 25% discount on standard premium

Family Discount (FD) This is a special discount to be given if your dependants are insured under the same policy. 

Insured + Spouse 5% discount on standard total premium
Insured + Spouse + Children 10% discount on standard total premium

Policyholders of the Familycare Health Plan will also enjoy the benefit of 24-hour medical assistance anywhere within Malaysia, made possible with Liberty Insurance's partnership with Europ Assistance. In addition, policyholders travelling outside of Malaysia will also be rendered this service for single trips not exceeding 90 consecutive days.

Created in 1963, Europ Assistance is a world leader in the provision of assistance services ranging from 24-hours medical referral and medical monitoring to evacuation and repatriation services worldwide. 

Hotline 1 300 888 990