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Motorist´s Companion Taxi

Motorist´s Companion Taxi (MCT) is a personal accident insurance plan that provides cover for taxi driver and passenger whilst driving as a driver or riding as a passenger, boarding or alighting from a named vehicle.

  • Easy to apply.
  • Benefit is payable in addition to other PA policies.
  • Benefit is payable irrespective of who is at fault.
  • Passengers aged 15 years old and below are entitled up to 50% of all the benefits provided.

Vehicle owner and their authorised driver(s) - anyone who resides in Malaysia age 18 years and above with a valid driving license.

Section
Benefits
Plan A (RM)
Plan B (RM)
Plan C (RM)
Plan D (RM)
Plan E (RM)
Plan F (RM)
I
Accidental Death
10,000
15,000
20,000
30,000
40,000
50,000
II
Permanent Dismemberment
10,000
15,000
20,000
30,000
40,000
50,000
III
Medical Expenses
500
750
1,000
1,500
2,000
2,500
IV
Corrective Dental & Cosmetic Surgery
1,000
1,000
1,000
1,000
1,000
1,000
V
Bereavement Allowance
1,000
1,000
1,000
1,000
1,000
1,000
VI
Ambulance Fees
500
500
500
500
500
500
Seating Capacity (Including Driver)
Annual Premium (RM)*
5
127.20
Each additional seat
21.20

* The premium amount is inclusive of Goods and Services tax at 6%. This offer excludes stamp duty. Please add RM10 as stamp duty to your premium.

  • If the driver does not hold a valid driving license to drive the vehicle or if not qualified for holding or obtaining such a license under the regulation of the Malaysia Road Transport Department.
  • While the vehicle is used for illegal business as an unlicensed common carrier.
  • If the vehicle is used for hire, road rally pace making, speed-testing or use for any purpose in connection with the motor trade.
  • War or contamination by war, invasion, act of foreign enemy, hostilities or warlike operations, mutiny, civil war, rebellion, revolution insurrection, conspiracy, military uprising, martial law or state of siege.
  • Bacterial infections, suicide or self-inflicted injury, pre-existing physical or mental defect or infirmity, HIV and AIDS related diseases.
  • Childbirth, miscarriage, pregnancy or any other complications thereof.
  • Criminal acts or terrorism.
  • Influence of intoxicating liquor, alcohol or drugs.

Please note that the exclusions, limitations, terms and conditions stated above are not exhaustive. Please refer to the actual Policy for details.

Hotline 1 300 888 990